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Aetna Direct Plan℠

Video Transcript

Aetna Direct - Real members share their experiences

John - What piqued my interest was the fact that the premiums seemed to be very attractive in terms of what I was currently paying. Plus the rebate on the part B, for both myself and my spouse seemed to be a nice deal.

Joan - The price was significantly less per month than what we had been paying. So, we certainly had no reason to go back to our previous health care.

Linda (Former NARFE Chapter President) - When you're president of a group, I think if you're going to recommend something to someone, do you try it yourself first and to be the guinea pig. So, I thought maybe I'd give it a try.

John - And then I looked into it further and after checking with their premiums I thought it really was a good deal, so I enrolled. I've only been enrolled now less than a year.

Joan - Actually I was talking to someone at one of our chapter meetings this past month, and we were discussing it and we were telling them what Aetna offers. And he said, "well... but it must cost much more", and I said no, it costs much less.

John - Definitely yes, definitely saving money. Not only on the premiums but, like I say only a year, but I did get a rebate back, a sizable amount... that was very nice [laugh].

Text on screen: What would you tell someone considering a switch?

Stan - I would tell them to jump into it, jump over the fence. Because it's much much better. The coverage is the same and you pay less money, and you get more money back. Fantastic!

John - I'd say look into it. I'd say, you gotta compare nowadays because the competition. And another nice factor was, in dealing with, what I found, in dealing with Aetna Direct - the people understand, the help, the customer service – very nice. Very responsive. I never had a problem.

Text on screen: Aetna Direct - A health plan for federal retirees

Aetna Direct Plan℠

A health plan designed for federal retirees with Medicare

It’s not Medicare, but it works seamlessly with Medicare. With Aetna Direct you can get unmatched money saving features – low plan premiums, low out-of-pocket costs, and a large national network of doctors.


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Testimonials

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Aetna Direct plan details

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Why choose Aetna Direct

It's not Medicare, but it works seamlessly with Medicare. With Aetna Direct you can get unmatched money saving features – low plan premiums, low out-of-pocket costs, and a large national network of doctors.

Reason #1:

A fund to help you pay Medicare Part B premiums ($900/self and $1,800/self plus one or self and family)

Reason #2:

Waived deductibles and copayments for medical services – if Medicare Part A and Part B are primary and your provider accepts Medicare assignment

Reason #3:

Low monthly plan premiums – below the federal average

Recent testimonials

Select a person below for more information.

Meet Stan

NARFE Chapter President, Aetna Direct member

Meet Linda

Former NARFE Chapter President and Retired Physician, Aetna Direct member

Meet Joan

Aetna Direct member

Meet John

NARFE District Vice President, Aetna Direct member

Meet Rich

NARFE Chapter President
(not an Aetna Direct member yet)


Video transcript:

Stan - At first when I started, I worked for the defense logistics agency then they were taken over by the Defense Department, the DOD. I worked for the DOD in Warren, Ohio. I was an electrician there and I worked for a storage facility we did fire control, alarm systems and electric systems. I worked there for about 23 years.

Text on screen: Making the switch to Aetna Direct

Started about two years ago I was at a convention here. I was at an Aetna Plan and I seen something there about getting $900.00 back from my paying into Social Security and I thought that was a pretty good idea.

In my chapter I got three people to join.

Text on screen: Stan is a NARFE Chapter President

I was afraid to move because I didn’t know any better but I figured I’d try it.

I tell them all the time, I tell them there is another one Jim Stalk he made the change he’s happy. My secretary she’s happy, but the other people there are on the fence some are thinking about it but that is why I have Aetna come to our meetings to tell us about it.

And I found out that my rates are going to be a lot cheaper. That’s why I changed to Aetna. I’m really happy with it.

Text on screen: What would you tell someone considering a switch?

I would tell them to jump in to it, jump over the fence because it is much better. The coverage is the same and you pay less money and you get more money back. Fantastic!

Linda - Since, I joined the federal government back in the dark ages 38 years before I retired and it was the same company that my mother and father had me covered over or by since I guess I was a little baby. So I was very faithful to one insurance company for many many years.

Text on screen: Can you give us a little background on your federal experience?

Well, I joined the Health and Human services (HHS), when it was back called Health Education and Welfare. My first job was after I had finished a grant and had gotten a master’s in Public Health. I’m trained as a Physician. And I’ve done government work mostly approving services.

Text on screen: Linda is a former NARFE Chapter President

When you’re president of a group I think if you’re going to recommend something to someone, do you try it yourself first and to be the guinea pig so I thought maybe I’d give it a try.

Text on screen: How did you hear about Aetna Direct?

I met an agent over at the holiday park senior center and he talked to me in the hallway and was wondering if the chapter was going to be able to have them come and talk and that year we had already made our plans so we did not. And then the next year a little more was known about the Aetna Direct which is something the federal employees had wanted for a long time though most of them aren’t aware that they had wanted it. The idea of paying for Medicare and paying the full amount for the federal benefit program was something that a lot of people felt was really not quite what we might have.

Text on screen: How has Aetna Direct worked out for you?

I like the idea that my drugs usually I’m not paying anything for the drugs cause the amount of money and I understand that now what’s leftover at the end of the year can go to the next year.

Text on screen: What would you tell someone considering a switch?

Well I’d congratulate them on being so flexible that they’re even thinking of it. I think about 95% of us we have our plan, it worked and we just renew, and renew, and renew and we never think of anything else. I think the premiums per month are much less and I’ve been very satisfied with the coverage, the hearing aid coverage is very good and I don’t think people even look at some of the special coverages.

Text on screen: What words best describe Aetna Direct?

I think Savings and Good Service, and the doctors, I go to any physician I want to go to and its covered!

I think we in this day and age need to have a lot more flexibility cause what the government people are facing. Although there’s been a big Ad in red in the NARFE magazine saying Aetna Direct and it’s the Aetna Direct that people have been enjoying!

Joan - I was with the General Services Administration in Washington, DC. I completed their 3 year management program and I work as an assistant to the Director of the Federal Protective Service, Region III, which was headquartered at 7th & D St SW.

I’ve been a Aetna Direct member for 3 years, it should have been 4. The first year I was somewhat hesitant, we had been with a member of another health agency for a while and I was hesitant to change but then the second year it came up, it sounded very good and my husband and I discussed it and decided why not give it a try. If it doesn’t work in a year we switch back. And then we found that we were so pleasantly surprised it has been wonderful. The price was significantly less per month than what we had been paying so we certainly had no reason to go back to our previous healthcare.

Text on screen: What would you tell someone considering a switch?

I’d suggest they look at the both plans carefully and they will find that Aetna is a considerable savings and give it a try, because my husband and I said it’s a year and if we don’t like it we switch back.

I did check all the doctors were under your plan, I checked all the drugs either of us were taking and everything was covered so I said I don’t know why we’re not trying it. So we decided to try it and like I said I wouldn’t look back.

And actually I was talking to someone at one of our chapter meetings this past month and we were discussing it and we were telling them what Aetna offers and he said “well, but it must costs much more” and I said “No, it costs much less.

Text on screen: What words best describe Aetna Direct?

Economical and productive it does what it’s supposed to do. We’re covered for everything. You know we’re at that age where things happen and they have happened and we’ve been covered totally.

John - I started my career with the federal government understand as a mining engineer, out of college, graduate mining engineer. And I started with the Bureau of mines.

So essentially, my career of some 43 years with the agency was throughout the country involved in mine inspection work both underground and surface for primary coal, bituminous coal.

Since I been retired I got involved in an organization called National Association of Active and Retired Federal Employees (NARFE). Right now, I’m currently a District Vice President in Pennsylvania one of our 7 regions there. I’m District Vice President for one region, primarily in Northeastern Pennsylvania.

Text on screen – How did you hear about Aetna Direct?

I heard about it at a seminar in which we had your associates, or your fellow health providers come in and talk to us about the various plans and it was about 3 years ago or 2 years ago. What peaked my interest was the fact the premiums seemed to be very attractive in terms of what I was currently paying. Plus the rebate on the Part B for both myself and my spouse seemed to be a nice deal at the time. You know, so that really and then I looked into it further and after checking with the premiums I thought it really was a good deal, so I enrolled. I’ve only been enrolled now less than a year.

Definitely, yes, definitely saving money, not only on the premiums but like I say, only a year, but I did get a rebate back, a sizable amount that was very nice yes.

Text on screen – Low premiums & the health fund

I enrolled in Aetna Direct, understand, and because of my wife’s and my situation we’re primarily on Generic drugs, so looking at the cost of what plan I had prior to this and what plan I was enrolled in, I found it attractive, not only in the premiums but like I said the rebate for Part B. I mean that’s thing that I thought was interesting when I compared that with my other plans that I had 2 or 3 different plans throughout my career, but it was the first plan that I found that gave me the rebate.

Text on screen – What would you tell someone considering a switch?

I’ll say look into it, I’d say you gotta compare nowadays because the competition and another nice factor was in dealing with Aetna Direct, the people, understand, that help with the Customer Service, very nice, very responsive, I never had a problem.

Rich - Every fall we have an open season...

Text on screen: Rich is a NARFE Chapter President

...it allows us to have a healthcare provider come in and talk about their different plans and we always have Aetna come in and talk and it is always a great meeting, always well attended and the Aetna Direct Plan is one of the most talked about plans in our group among our chapter members.

Text on screen: What’s the buzz about Aetna Direct?

It’s talked about because it’s such a nationwide plan, it’s a network it can follow you wherever you go. And also for those that are on Medicare, they have the Aetna Direct Plan with the cash back offer each person will get, it’s up to $900.00 now, to help pay for the Medicare Part B premiums.

The coverage that the people got too was great and so a result it is a very popular plan now in our chapter.

I’m not saying I’m looking forward to turning 65, but inevitably it’s going to happen but when the time comes I don’t have a concern of what health plan I’m going to have it will be the Aetna Direct Plan.

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Health benefits and insurance plans are offered, underwritten and/or administered by Aetna Health Inc., Aetna Health of California Inc. and/or Aetna Life Insurance Company (Aetna).

This is a brief description of the features of this Aetna health benefits plan. Before making a decision, please read the plan’s applicable federal brochure(s). All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to aetnafeds.com.

The testimonials, statements and opinions expressed on this website are individual experiences, reflecting real life experiences of those who have used an Aetna product and/or service. All such accounts were voluntarily provided without compensation. The testimonials, statements and opinions are not necessarily representative of all of those who will use an Aetna product and/or service.