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Federal Retiree Plans

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Reach your health potential

At Aetna we believe in the need to take care of the whole you - body, mind and spirit. With an Aetna retiree plan, you can enjoy a total approach to health and wellness, so you can age actively.


Federal Retiree plan options

NEW - Aetna Medicare Advantage:

  • Low premiums
  • $900 Medicare Part B premium reduction for eligible members
  • Added programs like SilverSneakers® and Healthy Home visits
  • $0 deductible and coinsurance for medical care
  • Prescriptions as low as $2
  • Seamless coordination of claims- no claims forms
  • Nationwide network and coverage
  • No referrals

View plan details and learn more:
Aetna Medicare Advantage Plan »

Aetna Direct:

  • Low premiums
  • A fund to help you save money on your Part B Premiums
  • Waived deductible and coinsurance for medical care (when the doctor accepts Medicare assignments and Medicare Parts A & Part B are primary)
  • Prescription coverage
  • Seamless coordination of claims- no claims forms
  • Nationwide network and coverage
  • No referrals

View plan details and learn more:
Aetna Direct Plan »

Have questions about Medicare?
Our guide (PDF) has the answers federal retirees need

Download our Medicare Guide (PDF) »

What's the difference?

Aetna Direct vs. Aetna Medicare Advantage Plan

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Connect live with an Aetna federal team member and get your questions answered at AetnaFedsLive.com

Visit the Retiree Center

Aetna Medicare is a HMO, PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area.